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September 2002
Volume 16,
Number 9

  Warning  

Free Therapy Today, Regrets Tomorrow

by Dolores Puterbaugh

You should think twice before using your health insurance to pay for counseling.


Millions of prescriptions are written annually for Prozac, Paxil, Zoloft, and other "antidepressant" drugs. How many people who receive these prescriptions understand that, forever after, they will have to mark "yes" on every licensing form, job and volunteer application, medical history form, and lease application that asks whether they have ever been treated for a mental illness?

Dolores Puterbaugh is a therapist in private practice in Largo, Fla.

Groups with an interest in expanding the number of people diagnosed with mental disorders are constantly reinventing and redefining the parameters of mental illness. The bible of mental health managed care, the "Diagnostic and Statistical Manual of Mental Disorders" grows ever thicker. It now comprises hundreds of checklists which define, subjectively, the diagnostic criteria of so-called mental disorders.

The inclination to use health insurance to pay for counseling and psychotherapy services has led most mental health professionals to play the diagnosis game. I frequently get calls for premarital counseling services. Thus far, wanting to marry is not considered symptomatic of a mental illness (although radical feminism may influence the American Psychiatric Association, the arbiter of mental diagnoses, to change this) and thus no therapist can bill an insurance company for premarital counseling. If the couple does not want to pay out-of-pocket (Why spend money to prepare for a lifetime commitment? After all, there's the champagne fountain and commemorative gifts to be purchased.) they will seek a therapist who will agree to see them together but bill one or the other's insurance company for individual counseling. This means giving a mental illness diagnosis to appease the insurance company and forever labeling the customer as a mentally ill patient. Chances are, this process has not been explained to the client, but the client is happy to pay only a modest co-payment rather than the whole fee. Similarly, family counseling is billed by picking one member to be the diagnosed patient — the one with the "problem." A family may seek counseling for a very good reason — for example, in a blended family with three of his, three of hers, one of theirs, all ages under 13, with two boys the same age and two girls with the same name — where talking through adjustments makes perfect sense. But insurance companies are paying for a "medical" service and that means one person must be identified as a patient.

The common practice in my profession of diagnosing clients to save them a few dollars is simply unethical. Clients usually have no inkling that there can be many long-term and serious ramifications of this decision to save literally a few dollars. In a divorce or lawsuit, will your previous treatment for "mental illness" be used against you? It has affected the outcome of custody and divorce litigation; it can keep you from a hunting license and may create fences between you and other goals seemingly unrelated to your short-term counseling long ago. How often have you read the account of some incident in the newspaper listing a subject's previous treatment for depression with medication as a salient fact?

It has affected the outcome of custody and divorce litigation; it can keep you from a hunting license and may create fences between you and other goals seemingly unrelated to your short-term counseling long ago.

The number of Americans, now estimated as one in five, diagnosed with a mental illness is to a great extent a result of this disease-izing of life. Getting through adolescence, adjusting to an empty nest, grieving a loved one, negotiating the ups and downs of marriage — these are not mental disorders. These are facts of life. By dishonorably folding these figures into the number of persons with real, persistent emotional troubles, the pharmaceutical and psychiatric industries inflate their importance while realistic and appropriate services are often unavailable for both the severely troubled and the getting-through-life clients.

In linking psychotherapy and counseling services to a mandatory diagnosis of mental illness, the leaders of the mental health professions have effectively stigmatized services which for years have facilitated insight and personal growth for countless persons. People are increasingly resistant to counseling because they perceive it to mean one is "mentally ill," which, indeed, it does, on paper, if one uses a health insurance program or community mental health center.

Seeking counseling does not constitute proof of mental illness. Responsible therapists, for example, routinely consult with other therapists, for professional advice as well as assistance in keeping our emotions from coloring our efforts to be helpful to clients. Is this is a mental disorder, or responsible professionalism?

Psychotherapy can be a godsend to persons struggling with life problems: overcoming abuse, bereavement, breaking bad habits. But the mandates of diagnosis are stern; bereavement, for example, may last only two months before the wise men and women of the American Psychiatric Association determine it is no longer grief but "a major depressive disorder," a mental illness. This says more about the emotional state of the deciding board members than it does about a husband of many years who has lost a beloved wife.

If a person pays a health insurance premium so that his or her money can be pooled with the funds of thousands of others to pay for services, those services should be rendered accurately, rather than manipulated based on the ethics of the particular professional.

If the current debate on parity in mental health services can include honest public dialogue about the widespread misuse of diagnostic categories as well as the benefits of psychotherapy and caring support in times of emotional pain, it would be a useful process. But it does not. Instead, the medical, pharmaceutical, and insurance industries continue to misrepresent the reality of mental health services to the public.

© Copyright 2008, Liberty Foundation


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